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| *Loan,banking and credit>>>accident insurance |
I have liability insurance but I was in an accident with a car that wasn't mine. Does my insurance still work? |
i was involved in an accident where i was driving a car that wasnt mine. i have liability insurance. what i want to know is whether my insurance will still cover the damages to the other vehicle. you need to read over your policy real well if it covers you while driving another persons vehicle you,ll be alright with it,if not then you wont be covered unless their policy covers you,good luck on it. Source(s): been a certified mechanic for 37 yrs. It's the car thats insured, not the driver. The car owners insurance should cover it, at least thats the way it works in Illinois. Now he has to explain to his ins. co. why he let someone else drive the car. No. Insurance goes with vehicles, not with drivers. If you were driving with the owners permission, his insurance will cover you. not if its public liability insurance . Okay some questions: was a report made? Was it your fault? If it was your fault, the insurance company will fix the other car but not yours. If it wasn't your fault and it was theirs, their insurance should cover the damages/medical incurred by you/your vehicle. Please call your agent That would actually depend on the policy you have and what clauses are in it. You can have a clause that will cover you no matter what car you are driving, but that is usually only on a comprehensive full coverage policy. In most cases liability only covers the other car involved if you are driving your car. |
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