My wife has an aetna health insurance family plan, and my job offers Signa health care for free for the first year. We are expecting a baby soon and i was wondering can we use aetna then use signa for whatever aetna does not pay? For example if some procedure cost 10000 aetna pays 80% which leaves me with $2000 to pay, signa also covers 80%, can i use them for that part, which would leave me with $400?
Yes, that's exactly how it works. The primary insurance will pick up the major expense.(Aetna) Then your insurance, Signa, should pick up the rest. Leaving you and your wife with hardly anything to pay after all is done. So, when going to pre-register at the hospital, bring both insurance cards with you and submit them at that time. Conagrats on the new arrival!
What her insuance doesn"t pay.Yours should pick up the difference.
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