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| *Loan,banking and credit>>>auto insurance |
Auto insurance advice and help? |
I was in a accident on July 13 and the person that was at fault was cited for running a red light. I found out that he did go to court and was charged for running the light and paid his fine in full on July 27th. However when I called his insurance company to see what was going on with the claim they told me that he didn't even report the accident to his insurance company so what's going to happen next? Hiya: Actually? The citation doesn't have ANYTHING to do with his insurance. Since you got in touch with his insurance company - hopefully they took the claim report from you. They will have to confirm his coverage and confirm the facts of loss with the both of you.... Then, after they confirm coverage and clear up liability, it's off to the races for the estimate of damages to your vehicle...check to see if you're injured - any passengers? Were they injured...get ya some money for your car repairs....Do you need a rental? Those are just the basics but....should be able to get you started. Goodluck! ~jifr! Source(s): Insurance professional 10+ years You should report the accident to his insurance company and ask that they send out an adjuster to calculate the damage to your car. If they don't cooperate, they have the responsibility to at least take your statement regarding one of their insureds. What next, report the accident to your insurance company and identify that the other party ws cited and found to be at fault. Usually, accidents that result in damage above a certain amount, must be reported to the Department of Motor Vehicles also. Hope this helps. Nothing, unless you file a claim with YOUR insurance company, or sue him in small claims court. He clearly doesn't want to file a claim with HIS carrier. And they have NO obligation to take a claim report from you. agent, 21+ years Call your insurance company and ask them why they haven't filed with the other person's insurance company yet, since you did report it at the time of the accident to your company, right? take legal actions as soon as possible |
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