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Farmers Insurance Group - Auto?



I'd like to know if anyone that has Farmers Auto Insurance and had to file a claim. Did they pay your, medical bills? They are in a PPO Network. If a doctor is Not in there network they try to pay them the PPO prices. I ended up being suied by a doctor that was not in there network! Did you know Farmers Insurance is owned by Zurich Insurance?

Statistics:
Wholly Owned Subsidiary of Zurich Financial Services Group
Incorporated: 1927 as Farmers Automobile Inter-Insurance Exchange
Employees: 16,000
Total Assets: $10 billion (1997)
SICs: 6311 Life Insurance; 8741 Management Services

Yes, that's pretty widely known. And?

Farmers will pay doctor bills in some cases where they have taken responsibility for them, and if you use a doctor in their group, the bills will be 100% paid. If you choose a doctor outside the group they will pay only ordinary and customery fees for treatment related to the claim.

If your doctor charged higher than customary fees, or tried to bill for something not connected with the accident, that would be your bill to pay.
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