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Can I get a auto loan with a 597 credit score?



My credit was really really bad a year ago (4-something), but within the last year I paid off alot of debt, pay my bills on time, etc. in other words I grew up. I know its still low. Now I'm in the market for a new/used auto, and wondering If I could get preapproved for a loan. I was thinking maybe Capital One...........I would prefer not to go through the stealership............any info........thanks

Ifn you can't I got a good mule I can let you have for your 597,is that gold or silver credit.
Yes with a cosigner.

I used a cosigner to get a loan for my first car. My credit was not bad, just not established.

If you put down a decent amount of money and get a good cosigner, like your spouse or parents or someone with good credit you can get a car.
You could get a second rate auto loan but you'd have a higher intrest rate. Like with 1800getayes.
Good news is, yes, you can most likely get a car. Bad news, until things improve more with the credit score...you're going to get hosed on the APR%. I guess you could suck it up and look at it as penance. Once you've paid off the car at a high APR, as long as you keep things clean and paid on time, your next car purchase should be much lower! Good luck!
You can still get a loan for a vehicle just go on line and apply for different car places offering a loan for bad credit or low credit...
that credit score isn't bad at all, I recently purchased a brand new gmc sierra and I was approved at a credit score of 554. Now and days there are so many banks competing for your money that they'll approve you no matter what your score is.

I do recomend you to get a new car because interest rates tend to go higher if you buy used.
You can get approved but you will pay a high interest rate. I had similar problem and I went down to my credit union and spoke with a loan officer - not the flunky at the front desk. When you deal w/ a credit union or bank you can sometimes put up addition security for the loan. Key thing in being successfull with this type of loan is borrow less for the car than it is worth (get car cheap or put as much down as possible).
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