*Loan,banking and credit>>>auto loan

Will I qualify for an auto loan?

I have recently relocated and have yet to search for a job. I have no current income, but good consistent employment aside from time off relocating. My credit score is 762, but I am only 21 with little credit depth. My dad has offered to co-sign for me who has a steady income and good credit. I am looking to get a loan for about $20,000 putting $2,000 down. Will I qualify and what would my rate be?

You have a great credit score and are making a nice down payment. Chances are you wont need a cosigner, but then again that might depend on your income. You will definately qualify for the lowest interest rate available. Source(s): me, myself and I

Without a job you have no Way to make the payments. Your score is good but at your age I doubt that your file has the depth required for you to qualify by yourself even if you did have a job. You will need to get a job first and then more than likely will still need your dad to co-sign.

Your rate will depend on how strong your dads credit profile is, how long you are financing the vehicle for and what your loan to value is.
Finance Manager for car dealership.
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