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Where should I go to finance an auto loan?



Should I use my bank, a credit union, the dealer? If I have good credit, which will give me the best interest rate and monthly payment?

Ask them all and compare. It varies so much that there is no single valid answer. My credit union runs "specials"-if you time it right to get one of those, it might be the best deal; sometimes the dealers also have financing specials. A bank is probably the least likely to give you a terrific rate. If your credit is good, you'll find a good deal somewhere. Do a little loan shopping along with your car shopping.
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new car - dealer finance is best
used car - credit union finance is best
Good luck
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Go to all of them and compare rates. In general, if you have good credit then a credit union will offer you the best deal.
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On some new and certified used cars there may be special interest rates that are worth looking into. On new cars the dealer will usually have pretty good rates but credit unions are unbeatable on both new and used. Banks generally have higher rates than either, at least here they do. Oh and sometimes in order to get the 0% or whatever special they are offering you give up all rebates so you need to see which way works better.
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