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| *Loan,banking and credit>>>auto loan |
Is it hard to get approved for a Capital One auto loan? I'm asking because my credit isn't all that great. |
Is it hard to get approved for a Capital One auto loan? I'm asking because my credit isn't all that great. Having bad credit can be an obstacle to receiving any favorable treatment for anything that is financially related and involves a lending process to you. When you state that your credit isn't all that good that can be slightly misleading - for example: do you know what your actual credit score is? Have you missed payments on any bills? Naturally, your credit score can be lowered by missing payments but it can also be lowered by applying for loans, housing or certain employment because all of these result in a credit inquiry. Regarding a Capital One auto loan - most likely it will provide a better rate for you then the actual car dealership you are seeking to purchase the car from. By any chance are you a member of a credit union because they normally tend to provide better rates for loans then a traditional bank. If not then perhaps your own bank can do better then Capital One. Without knowing your credit history/score and a few more financial particulars it's difficult to give you an accurate answer. Your best bet would be to get a copy of your credit report so you can see how and why the lenders are offering you the rates they do. Source(s): Here is a source to obtain a free instant credit report - http://www.free-online-instant-credit-re... No, not at all. I got approved and I have a repo (long story) on my credit. Be prepared for a pretty high interest rate, though. i would not advise capitol one or roadloans try wescom credit union you do not need to be a member of any special group to join you can open a account for 1 dollar and their worse tier 5 rate beats any one else tier 5 rate ( tier 5 being the worse rate anyone can give you ) and if apporved they will knock off 1 point if you have the loan for autopay from a checking account @ wescom I suggest you try this website: http://www.dpbolvw.net/click-2184795-983... |
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