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Is 630 a really terrible credit score? Any options for a home loan or auto loan? |
Is 630 a really terrible credit score? Any options for a home loan or auto loan? home loan: www.naca.com they are a non-profit housing advocacy group and they will work with you to improve your credit. No. That's not a bad score. I would ask your banks loan officer. It ain't great... no in my state and dating a mortgage broker, you have to have a 620. It is difficult but doable! That is for home loan and car loans. Good Luck. FYI, do not apply for any additional credit if you are trying to buy a car or home. (Ex. CC) Modified 1 year ago Not too bad. You should be able to qualify for a home & auto loan. Some mortgage programs will give you a better rate if you take a credit counseling class to compensate for your credit score. No, not a terrible score. Could get better, but its not BAD. Can easily get a car loan with that credit score. Home loan - you might want a higher score, two years employment history. |
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