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What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?



What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Well dude,it looks like you'll be busy for a while.You're question is one I know all to well.It's definitely "CATCH 22"!! If you're score is as low as you say it is,forget Banks,as far as a 'financial institution' goes,your best bet will probably be a Credit Union.I joined one,do business with them,you'll have to be involved with them for about six (6) months.You see all the stuff you got,this is not a quick fix,get into the C.U.they'll be more apt to help you regardless of the score.GOOD LUCK!!!!!
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1. Make a large down-payment.
2. Join a credit union. They're usually a little more flexible.
3. If you are working and have enough income to pay a car loan, you will get a loan. It will be at a high interest rate and require a large down payment, but if you make the payments when due for 12 months or so, you will be able to refinance at a lower interest rate.
http://www.all-about-car-selection.com/b...
Save a big down payment and find a co-signer
You actually have quite a few options, but it depends on just how bad your credit score is and why. The best thing to do is go to wherever you want to get a vehicle from, and request a "credit interview" with the finance manager. Trust me, it's what I do and that is the best person to ask advice from about the subject. They can look at everything listed on your credit bureau and see why the score is what it is and either find an avenue that suits your credit history best or tell you how to fix it to bring your credit up to qualify!
Make sure you pay all your bills on time and check the three credit reports and take care of those first then try for a co-signer, hopefully it will be someone who can trust you. Also make sure you pay the car payments or your credit will be even worse.
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