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| *Loan,banking and credit>>>auto loan |
Recently Got a Chapter 7 discharge. What kind of percentage rate can I expect on a new car auto loan? |
Monthly Gross income is $30,000 24.99%. No, I'm not joking. lign="right" > Sign in to vote! Sky high interest. 20% or more. But if you are making $30k a month, why not just pay off the car in full? That's a LOT of money. How could you even declare bankruptcy with that kind of income? lign="right" > Sign in to vote! 20% and above. If you didn't have that discharge it would be lower. But with that discharge it's going to rack up that interest. lign="right" > Sign in to vote! Why do you need a car loan if your monthly income is $30k. Just save a month or two and pay cash. I know you are trying to rebuild your credit, but you will have huge interest rates. Avoid a loan for about 6 months if you can to show you aren't about to default again. |
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