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| *Loan,banking and credit>>>automobile insurance |
Does auto insurance cover a person or an automobile?What if someone drives your insured car and they have none |
If you drive someone's car who has insurance on their car but you don't have any auto insurance and you get in a wreck does their insurance cover it or could you get a ticket for driving without insurance? Would you be an uninsured motorist even if the car you drove was covered by someone elses insurance? You will covered in any vehicle as long as they have insurance and you have permission to drive the car. You do not have to have insurance if you do not own a car. What would you be insuring? The person who owns the car is to have the insurance on that vehicle. If you get into an accident then the insurance they have on the vehicle is the what would cover it. If they have full coverage then the car and you ar covered. If they only have liability then only the other person and car that you hit are covered. As far as your husband car, you are covered not matter what because you live in the same house as he does. Everyone in the house is covered to drive that car even if they are not listed on the policy. Source(s): I work for an insurance company. If the accident was caused by you then you are responsible for paying for the damages to the other person's car. In some cases, however, the person doesn't have the means to pay for the damages and they are also uninsured in which case they end up in a place called prison. It is illegal to drive a car without insurance. Simply, the insurance is on the car, no matter who the driver is. When someone grants you permission to drive their cars, their auto insurance is the primary coverage for that trip. Only if there's a gap, your insurance will be liable. You should would be violating the law if you drive in a state requiring auto insurance without a coverage. But again, if they grant you the permission to drive, their coverage is used. This would make it seems that the insurance is by the car, but actually it's also by the owner. For example, if you rent a car, your auto policy will cover the rental car. If you're a pedestrian during a car accident, your auto policy also covers you. if your over 21 it will but if you dont have insurance and the accident was caused by you you will have to pay for both vehicles.but if it was the other drivers fault ten your in the clear. both |
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