*Loan,banking and credit>>>automobile insurance

If an automobile accident is my fault, can I still present a claim against the other person's insurance?

I recently backed into a large truck with my little Dodge Omni. The damage to the truck was merely a cracked tail-light, but my tail-light was completely shattered and back driver's side corner of my car was dented in really badly.

At first I assumed I would have to cover the repairs to my car myself, since it was my fault. But I have since received a letter from the other guy's insurance company which vaguely stated that they acknowledge receipt of my claim and that i should keep my expenses to a minimum. I took this to mean that his insurance would cover the damage to my car after all. The thing is, I've been unable to get in touch with his insurance agent to find out how to proceed.

I'd like to just get the car fixed and then mail them the receipt for reimbursement. The thing is, if they're not going to cover my expenses, I wouldn't bother getting the body work done. The Omni's days are numbered anyway, so I'd just fix the light.

What should I do?

There is no reason for the other policy to pay for repairs after an accident that is your fault. You probably received a form letter. I would read it again carefully, because it doesn't sound like an agreement to pay, just letting you know they are looking at the circumstances.