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How can I get approved for an auto loan with no cosigner, 0 money down, and bad credit? |
How can I get approved for an auto loan with no cosigner, 0 money down, and bad credit? Auto finance is what I do for a living and auto loans are based on the following factors; 1. LTV (loan to value). 2. Term requested. 3. Age of vehicle. 4. Miles on vehicle. 5. Down payment. 6. Time on job. 7. Time at residence. 8. Monthly income before taxes. 9. Credit score/profile. 10. Total debt to income ratio. With bad credit, the only way you will be approved is if the LTV is around 85% of wholesale. This is goin to require you to find a dealer that first owns something that far back of book and second is willing to sell it that cheap. Very, very hard to do. Source(s): Finance Manager for a car dealer for over 7-years. doubt you can get approved, sorry Buy a car worth $2,000... from a place that makes you take out a loan for $5000 + 25% annual interest. And... they'll reposess the car within 2 days of you missing a payment. Well I can help you with that ! If you visit my website at www.vrtmg.com/kricks . We offer auto loans with no money down , less than perfect credit is okay ! Because after getting you approved for the loan I will help you in credit restoration! Beware of Advance fee Loan scams. ALL "Private Lenders" who ask for fees upfront are scammers... my Advice: Don't deal with anyone from a foreign country and never use wire/bank transfer services.. you risk losing your $$ and your mind. LOAN SCAM - Do Not Pay UpFront Fees. Do not send money UpFront via Western Union or MoneyGram to any person or business in the UK, Nigeria or Canada in hopes of getting a loan. If you do you will learn a hard lesson & never see any Loan money. Remember, if it sounds too good to be true, it probably is! NEVER give out your personal information to those crooks!Always be on guard. There are many auto loan options available today. Today, stiff competition among auto loan financing companies<!--has made it possible to get a car loan or an auto loan at favorable terms. http://badcredits.awardspace.com/autoloa... However, before you sign the paper for financing your favorite set of wheels, do your homework to ensure that you get the best car-->finance option. You can apply for online car loans on the Internet, or get it from your car dealer. |
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