*Loan,banking and credit>>>bad credit loan

Bad credit loans ?

I have bad credit and I am trying to find a bank that will give people a second chance in purchasing an automobile. My credit is very bad I even have a bankruptcy so if you know of any place that would help me out please let me know.

Here is the list of lenders that provides personal loans to peopl with bad credit score.
http://badcreditresources.com/bad-credit...

Good luck!

Actually the bankruptcy may not be too bad, they don't have to worry about you filing another one-you can't for what 7 years? But, you'll just have to pay a higher interest rate. I would say most banks won't finance you, they're pretty conservative. Unless you can come up with some collateral, they should do a secured loan. But, it's a big catch 22, if you had the collateral, you probably wouldn't be in the situation to get a loan.....Try checking with some of the car dealers, the ones that deal with bad credit. But beware, they are going to screw you over bad....Any chance of borrowing the money from family and doing a loan like that? That would probably be your best bet. Good luck!
No matter how bad your credit is, you can always find someone willing to loan you money. The bad part is that the terms of loans to people with bad credit is usually pretty bad. The people with bad credit are a higher risk and the companies that make loans to them are not doing so out of the kindness of their hearts.

Some places to avoid trying to get a loan would be the car dealerships themselves, especially the tote the note lots. The tote the note guys are pretty horrible when it comes to payments and terms. I have heard of them repoing on one missed payment before. I have also heard of them repoing on several late payments with no missed payments.

You may also get some people come on here and say that they will give you a loan. More than likely those guys are scammers or loan companies that you don't want to do business with. A legit company would not be spending its time going thru Yahoo Answers looking for people to loan money to.

Your best bet would be to hold back on buying a car (or get a cheaper car that you could possibly pay cash for) and work to fix your credit and also save up a better down payment. The best place to ask this question is at your bank. Go down and there ask to talk to a loan officer. Set up an appointment if you have to. Be polite and do not present a sob story. Just present the facts and tell them that you are working to turn things around and ask what advice can they give you and what help they can give you. Odds are, they will only give you advice, however, that is probably worth more than the loan in the long run.
If you've declared bankruptcy, you've already had your second chance. Now you're trying to borrow more money. You didn't learn anything. What a loser.
I don't think you will have any luck finding a lender. If you have a good job perhaps you could get a relative to cosign.
Have you not changed any of the spending habits that led you to bankruptcy? Struggle along with the car you have. Save up two or three thousand dollars and pay cash for a used car.
Try prosper.com
I'm posting this to warn EVERYONE on yahoo! abt Loan scams.
Beware of Advance fee Loan scams.
LOAN SCAM - Do Not Pay UpFront Fees.
Do not send money UpFront via Western Union or MoneyGram to any person
or business in the UK, Nigeria or Canada in hopes of getting a loan. If you do you will learn a hard lesson & never see any Loan money.