*Loan,banking and credit>>>bad credit mortgage

Mortgage w/bad credit?

I saw a question about this w/positive answers, but me and my hubby had no luck. We both had bankruptcy (before we were together), but had good jobs, and our only collection accts. were medical bills or credit cards. We have great cred. with our secured debts, but his score was 565 and mine was 594. We tried for over a year to find someone to finance us even a home less than 50k and had $5000 to pay down---no dice! Nowhere! Most companies wouldn't even give us the time of day because we had filed bankruptcy in previous years. If anyone knows of a miracle company out there please tell me!

I dont know if you qualify or not but check out www.ameridream.org. They offer down payment assistance to low and moderate income families. Even if they cannot help you with the down payment offer, they would be an extremely credible source to help direct you on how to make your goal a reality. They should know who the higher risk lenders would be. Good luck. Just make sure you don't get into more credit trouble by sticking to a realistic price budget and factor in costs for maintenance, tools, supplies, etc. because they sure add up.

try lendingtree.com or other "dot com" companies.
clarkhoward.com. He knows it all. Especially subjects pertaining to MONEY$$$$ He is very frugal but has alot of clout. GOOD LUCK!!!!
You should try www.lendingtree.com. But, first - fix the credit !!!
I don't know of any specific mortgage companies that would give you credit, but most will give you a mortgage if you have had the bankruptcy for a few years and have established good credit since then. I would call around and see if you can find a mortgage broker who will search the rates and lenders for you. They do cost more in origination fees and you will pay higher interest rates than most, but if this something that you want to do, then you should. If you want to try to go on line and see if you can qualify for a loan, then go to www.eloan.com, or www.lendingtree.com. You might be able to get something of an idea from them. Another thing that you can do is lease with an option to buy or owner finance. Check all those out...
Your situation sounds just like my husband and me. We went through a mortgage broker in Hot Springs Arkansas called DFS Mortgage and Finance. He found a lender for us - Citifinancial. We didn't get a great interest rate, but after 2 years of making payments on time, we were able to refinance with Citifinancial and get a better rate.
My advice to you is to find a smaller mortgage broker and let them help you. You'll have to pay them, too, but it's well worth it to own a home!
Good luck!!
you have just been trying the wrong places thats all
http://www.wesayes.com