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| *Loan,banking and credit>>>bad credit mortgage |
Can i sue my mortgage company? they have miss applied my funds and now I have a bad credit rating? |
My mortgage was sold to this goofy outfit named homecomings financial recently and I never got anything in the mail other than a "hi, we bought your loan, send your payments to us" letter. Since then, this company has taken out forced placed insurance on my loan (without sending me letters) because they did not receive any insurance information when the loan was sold. So they tapped my escrow for almost $1200.00 for one of their bogus policies to cover my house. I have had my house insured since I bought it 3 years ago and up until recently, it has been sold on average every six months. This is the first time I have played this cat and mouse crap. I made my april payment and now they are rating my credit as one month past due because they applied my payment to the escrow for which they tapped for the fpi. I have provided my coverage to them from state farm going on 2 weeks ago. Can I sue for them rating my credit as 1 month past due? THEY FREAKIN OWE ME 4 THE FPI!!! IDIOTS I believe this should be handled by an attorney....could get involved...go contingent....the lawyer gets half and you get half....sue the crap out of them.....good luck lign="right" > Sign in to vote! the first thing you should do is make a plan of what you want and what is real. contact a lawyer about the credit problem.the lawyer can advise you on what path to take.the lawyer can contact the company and they can remove the negative info from you file.do not play the cat an mouse game. your a winner. am a real estate investor and this has happen to me more times then i want to tell the public. lign="right" > Sign in to vote! Homecomings is a GMAC owned company and I wouldn't waste my time trying to sue them. Instead I'd contact the better business bureau and the credit bureaus. NO business wants a complaint shown on their bbb profile. Let them both know what's going on, and find out what would be the best way to handle it. Chances are after a few conference calls they'll have it removed. Hope this helps. lign="right" > Sign in to vote! |
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