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How can I get a mortgage if I have bad or no credit?



How can I get a mortgage if I have bad or no credit?

Sounds like a perfect scenario for an FHA loan--depending how long you've been working in that commission job. You can use alternative credit; medical collections can be explained; you'll only need 2.25% down payment which can be a gift from in-laws; and dad can co-sign as a non-occupying co-borrower. Talk to some different mortgage brokers who are FHA savvy. Be sure to ask about FHA specifically. Not all mortgage companies are approved FHA. Here are a couple:

http://www.fairwaymortgagelend...
or
http://www.primelendingonline....

Good luck.
Here's an article that will help you
http://usefulmaterial.com/finance/home_l...
Try the below site it has many resources including a free debt management software program.
http://tinyurl.com/y4wc8r
Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-cons...

if it helps kindly remember me in your voting!.. cheers!
Maybe you can try below website to get the information. It's about bad credit mortgage loans articles for your second opinion
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