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| *Loan,banking and credit>>>bank account |
It is against the law? (bank account) please help? |
I am currently in the process of filing a law suit against a former associate. He illegally accessed my Paypal account and purchased items to the sum of $2,000 dollars. Now the bank of course is sending me letters every day saying my account is overdrawn and things like that. As you may know the legal process is very lengthy is there anything the bank would do to me in the meantime? Since my account is overdrawn so large, can they come and arrest me? I am just really worried about it. What are some of the first steps I should take? Any help is very appreciated, thank you. First of all, forget about the law suit, what your former associate done is a Class A misdemeanor (at least) criminal charge for the theft, plus there is the wire fraud felony charge as well as the identity theft felony charge. PRESS CRIMINAL CHARGES and give a copy to your bank of the affidavit that you are pressing charges with the specifications that this person through fraud and identity theft illegally accessed your account. This should stop them from pressing any charges against you as well as suspend any NSF charges and fees as a result of that criminal activity, until the case is resolved. They may want to jump on the prosecution bandwagon with you. They may not restore your funds until their investigation finds that the debits were in fact fraud, but at least it gets everyone on the same page. Report the incident to the police and/or District Attorney in your county. Put the bank on written notice that your were a victim. Direct the bank to the responsible party. When someone says "Don't give out your account information", what did you think they meant? Are you the reason they tell people this? Because to me it is commonsense, but I guess you still have to tell the stupid people. Yeah yeah I know you're going to say " It was a joint account or "You were partners"; you know, something stupid. But really only one person can set up an account, there is no joint responsibility for the account; So I think it's really your fault. Deal with your mistake and pay it back. If it was fraud, you should have nothing to worry about. but you need to be very clear about reporting fraud. unless you actually witnessed the event, you may be clouding the issue by pointing talking too much about your former associate. best to protect your own interest first by clearly reporting the crime of fraud. give investigators further information only after they are treating the incident appropriately - and even then, only if they ask. I had this happen to me a year ago. Someone had broke into my paypal account and purchased two sets of chrome rims off of ebay for a mustang (we don't even have a mustang). I immediately called paypal and my bank. Paypal suspended the account and my bank sent me an affidavit and returned the funds to my account. They never arrested me and the money taken from my account was over $1700, which is enough to be prosecuted. Just call your bank and explain what happened and they should be able to help you out. my experience |
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