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How to get a bank account?



How to get a bank account?

You need to have about $500 bucks (it's different for each bank) minimum to start, a valid drivers license, and you need to go online and check out a few banks that you like. Make sure you choose one with no service fees. Then GO to the bank and talk to a live person who will set you up with the best account to suit your needs. *** HINT *** try a credit union they are WAY better than banks and don't screw you over, plus if you ever need a loan they are way more lenient and easy to work with.
go to a bank with positive ID and money.
All you have to have is a DL and usually between $50 - $100 to start an account. That's pretty much it.
You need *at least* 2 forms of ID and one has to have a picture. Plus, you need to deposit the minimum amount that the bank requires (each bank is different).

You also need to verify the information that's on your credit report. If the address and phone number you give the bank doesn't match up with what's on your credit report, then they won't let you open a bank account.

If you've changed your address or phone number or employment recently, I suggest you order a copy of your credit report from one of the 3 major credit bureaus and cross-check your personal information that's already on file. If there's any discrepencies, call the credit bureau you got your report from and update them with your current address and employment status etc. It's also a good idea to check your FICO score as well, on a regular basis.

Once you've done all that, go ahead and open a bank account. Just don't fill out too many credit card applications. Too many hits on your credit report will lower your FICO score.
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