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Who should control the joint bank account?

My husband and I have a joint bank account. He usually keeps the checkbook and gives me cash as needed. I feel a little put out by getting an 'allowance' but feel relieved that I don't have the headache of dealing with the account. Do we have a normal situation or am I getting set up for problems in the future? We are newlyweds, only going on 3 weeks.

Ideally, you both "control" the joint account.

If your husband wants to pay the bills, and you're ok with that, that's fine, but you should have access to everything about that account. You should have an ATM/debit card, access to the checkbook, online acct. access, etc. If you need to write a check for something, write it. If you need cash, go to the ATM. Waiting for an "allowance" from a husband is not cool.......that's why it feels strange to you.

You should, of course, discuss any major purchases with each other beforehand. My husband & I have agreed to talk with each other before we spend more than about $40 on anything out of the ordinary. It is a policy that has served us well over the years.

You should also have an account set up in your own name that you tuck "a few dollars" into now & then.....just save some money......for "whatever." You never know where life will take you.

Congratulations on your wedding! Source(s): 17 years of married life.

Congratulations on your wedding. The key here is to KNOW what is going on this checking savings acct. You should have access to viewing it online and see what has been paid and deposited. There's no reason you should not know what is going on.
Dave Ramsey says you two are supposed to *agree* on a budget that you both stick to. As long as he sticks to his end of the budget you shouldn't worry. And if he isn't trying to restrict your access to your financial records, then he will probably be trustworthy to the budget.
i think that as long as he lets you know what is going on with the account and you agree with what goes on then nothing is wrong. my husband is the one who makes the money and i manage it and we have never had any problems =)
First you need to establish seperate accounts for each of you. That way you both have access to your own money without needing the others permission Then a joint account needs to be set up to pay all of the bills. Whomever is the most responsible should be in charge of this account, but there is no excuses for the other person to ignore it. When each of you gets paid, a portion should go into the joint account, savings, and then your personal account. Whomever makes the most moneyis more responsible for savings and bills, but both need to contribute.
Marriage