*Loan,banking and credit>>>bank account

Reclaiming Bank Charges from a Closed Account?

I had an account that was closed three years ago due to default - I had lost my job and the majority of the overdraft was made up of bank charges. Am I entitled to reclaim bank charges if the account is closed?

Yes absolutely! Even closed bank accounts have a "shelf life" of 6 years for claims. Go for it girl and sting the bastards! Source(s): Martin Lewis' video clip on moneysavingexpert.com

I believe you are.
Check the moneysavingexpert.com website for more details.
I would imagine so as the charges were illegal in the first place. The bank were in breach of contract.

|Have a look at www.moneysavingsexpert.co.uk

It explains why people are able to claim and how the charges are illegal. Even though your bank account is closed if the charges were illegal then I can't see what is stopping you.

Just be prepared to be persistent and follow the instructions given on the site.

Good luck

Good luck