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Am i able to challenge huge charges thrown onto my balance/account by capital one bank?



i received a credit card 2 years ago with limit of 拢200. i paid off 拢104, and then was unable to keep up payments. it is now at 拢562, and my account has been passed onto 2 companies,of which were both pressuring me. iam on income support/incapacity for treatment for depression/panic attacks/drug rehabilitation and this is the last thing i need. im told that if i dont pay,拢140will be added on also,and then il be in court. its stressing me out bigtime and making me feel even lower than i was.i only receive 拢51.75 a weel.please can anybody advise me? please please..i dont nkow what to do and where to turn

Capital ONE is TERRIBLE. How old is the debt?
Those are valid and legal charges, as disclosed in the credit card agreement you signed when you got the card.

You can try calling them to explain you situation and they may try to work with you but they are acting within their right.
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