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Can anybody recommend a bank that will give current account (with cheque book/card) even with bad past credit?



Can anybody recommend a bank that will give current account (with cheque book/card) even with bad past credit?

Credit shouldn't be a problem, its whether or not you are on chex systems. (You are put on their when you owe a bank money) Also, Wachovia's minimum credit score to get an account is 450.
Ive got a Natwest Step account even though Ive got bad credit (IVA)
Ive heard that Natwest are not to fussy too.
Trust me i have tried, the best you will get is a Bank of Scotland Account and they will review you along the way and upgrade you
later.All the best
Difficult one without knowing how bad your credit is and how long ago. All banks use credit scoring to determine who they will lend to but they all differ in how strict they are.

If you have been turned down for a current account some banks offer basic bank accounts with a debit card. Some of these are:-

Halifax
Co-Op
Natwest
Yorkshire

But they have no overdraft or cheque books.

Good luck in finding one x
natsionwide building soc & co-op bank both offer basic bank accs for bad credit rating.
No overdraft and possibly no cheque books though.
You could try halifax cardcash to.
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