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Please,does anybody know of a bank or banks in Nigeria that opens a current or domicilliary account without a? |
Please,does anybody know of a bank or banks in Nigeria that opens a current or domicilliary account without a refree or reference form.I dont have somebody to refree me.Thanks You can find a list of Nigerian banks here http://www.nigeriagalleria.com/banking_a... You can click on the banks web page to find the details you want. You should also consider investing in the Nigerian Stock Exchange Market. Just curious, why would you want to put your money in a country you know jack about? Maybe it would do you good if you find yourself a Nigerian friend. These banks are well known for their corruption, embezzelment and loss of funds. Do not put any money in a Nigerian bank that you wouldnt just throw into a sewer or give away. The universal law in bank is to prove your identity. Reference is taken to prove that your are the same person, the name and photograph you give to open your account. So if your give your driving license or passport then no bank will ask for the reference. Bank wants to protect itself against conversion. In simple word if you have a cheque in the name of XYZ and you have an account in the name of XYZ. And you deposit the said cheque in your account named as XYZ. And after at later date if it is found that the XYZ was a different person than you the bank faces the liability to the extent of amount of that cheque which it has collected and deposited in your account and it has to make good the payment to the real owner. As such just prove your identity to the bank with legitimate documents and no reference will be asked. With the level of crime and bank fraud in Nigeria, wouldn't it be absurd, Chidi, if they didn't ask you for a reference in order to open a DOM account? Com'on, give us a break! Go get a referee to open your DOM account. Someone has to be held accountable when the accounts suddenly starts moving huge, unexplained sums cross-border! Same applies for a current account. When you put your money in the bank, the bank instantly becomes indebted to you. Since current accounts are the most direct relationship of indebtedness you have with a bank, the bank has to protect itself regarding the type of people it grants this privilege to. Please, go do what is right. If you don't have a referee - no boss, elderly/older friend, parents, colleagues??? - then open a savings account. |
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