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| *Loan,banking and credit>>>bank account |
If I have $500 in the bank. Will the bank lend me $300 wihtout taking them out from my account? |
Lest say I don't want them to touch my money and I commit to paying the money 4 days later. You may be able to take out a loan with the $500 as collateral, but they will probably charge you some interest. You may also have to fill out some paperwork as well. Check with the bank on their procedures for this kind of transaction. Either way, it still sounds like a loan if you don't want them to touch your money. If you're going to return the money in 4 days, it's probably better to just take the cash out. This way you are not charged any interest or other fees. you can borrow without them taking what's in your account. it wont make a differnce. but im sure if you asked them nicley that they would. its the same when you have money in the bank and you take out a loan. Have you tried opening a "Line of Credit" or some call it overdraft protection? If you do that it will always be attached to your account and then you can withdraw from it and then pay it back on a later day. This will not do anything to your personal account. But it's there if you need it. Modified 1 year ago Why would you want to pay four days interest to the bank, assuming that they go along with your silly game, when you got the money in your account, which you can draw out, and re-deposit four days later? Where is the logic of you propose to do? no, the bank will take the money out. Unless you have proper credits. |
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