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Is there any UK Banks that will let you open a account with a bad credit rating?



Is there any UK Banks that will let you open a account with a bad credit rating?

plenty, personally I would go for the building societies.

I opened one with Nationwide. ok it only has a cash card no debit card, but apart from that I run it like any other bank account. I have standing orders, direct debits, on-line banking, savings account.

and I was bankrupt when i opened it, credit histories dont come much worse than that.
As long as you aren't bankrupt NatWest do an account called a STEP account it offers a cashcard and direct debit/standing order facilities but no cheque book or overdraft.
http://www.natwest.com/personal02.asp?id...
The process to open an account in the UK is pretty much similar in all banks, building societies etc.

Your best bet is to check how made your credit rating is AND go about trying to correct it.

You may find hope if you want to open say a standard savings account with no chequebook and credit card as the bank won't be taking such a big risk on you.
Experience
Yorkshire bank, and Halifax
www.surefirefinance.co.uk should be able to help
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