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Dispute my bank account?


My bank account has been negavive for the past 3 months when i first found out 3 months ago i couldnt get anywhere with the bank now my negaive balance is outrages how do i dispute this so i can keep this from chex systems?

Chances are you are already in ChexSystems. You may want to get another checking account. There are several that do not use ChexSystems or other check verification services. Source(s): http://www.secondchancecheckingaccount.n...
http://www.badcreditcheckingaccount.net...
Talk to your branch manager. It happened to me once and they cleared it all up.
Why have you let it go for three months? It's not going to fix itself. Go to your local branch and have someone sit down with you and go over your account. Maybe you were too close to the edge and got dinged with an overdraft and everything snowballed from there.
Honestly if you have waited this long there might not be any way to fix it. They would have usually closed it by now and you will have to pay it off before anyone will let you open a new account. Do you know why it happened in the first place? They would say that if you had checks out the merchants send them back so they can charge you again, as will anyone you wrote the check to. If it was a bank error, it is very hard to prove and since you have waited so long and just left it negative I doubt they will want to rush to fix it since you made not effort in all that time to get it positive again. The best thing to do it go to the branch manager and give your side of the story and see what they can do. Over 3 months it is usually out of their hands. If they can't help you, you will have to pay it up or you won't be banking with anyone until you do most likely. Good luck, they really get stubborn when they think you ignored them.
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