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I got cheque for my name. but i dont have account in any ofthe bank how to encash it?except creating a/c?



I got cheque for my name. but i dont have account in any ofthe bank how to encash it?except creating a/c?

You mean you don't have any bank accounts ?
How you keep your $ ?

If the cheque is not cross at the top left , then you can withdraw cash from the cheque issueing bank by presenting your IC or NRIC card.

If it is a crossed cheque (two parallel lines draw on the " issueing bank's name / logo ") , then you have no choice. You need to open an bank accounts for it to deposit to your bank accounts and get $$ after 2, 3 days .
1: Go to the bank where the check is from (usually a $5 charge)
2: If you have a check place in your area, you can go there (3% fee from your check)
3: If you know someone that has a checking/savings account, they can endorse the check also and cash it that way or they can give you the money from your check and they can deposit in their account.
Go to th enearest bank and tell them that you have an emergency, an d you need to cash this chekc show them your ID, you might have to take it to the Manager, at least try that..
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