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I closed a cd and lost the cashier's check. what can I do to get it back. bank won't help?



A cd was read to rollover at a low er rate . I closed the account and was given a cashier's check . I pickec up the check and
left the bank and drove straight home. parked in my attached
garage and couldn't find the check anywhere. I went back to
the bank UMB the officer said she couldn't help me and would
not put a stop payment on the check.
my question : how do I get a new check and what if someone deposit in some account.

I watch all your shows and purchased your wills computer
program. my email : conniexyz@juno.com

i'd go back and speak to a manager.. sounds like they are just screwing you around because you decided to take your money out of their bank.. they should definitely be able to help you out, but will probably charge you some kind of fee.. GOOD LUCK!! and get ready to some real b!tching out of people!!
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Your bank CAN help you. I suggest printing the following code information and returning to the bank:
http://www.law.cornell.edu/ucc/3/3-312.h...
Uniform Commercial Code (UCC 3-312)

Excerpt (please follow the link for the full text):

"Declaration of loss" means a written statement, made under penalty of perjury, to the effect that (i) the declarer lost possession of a check, (ii) the declarer is the drawer or payee of the check, in the case of a certified check, or the remitter or payee of the check, in the case of a cashier's check or teller's check, (iii) the loss of possession was not the result of a transfer by the declarer or a lawful seizure, and (iv) the declarer cannot reasonably obtain possession of the check because the check was destroyed, its whereabouts cannot be determined, or it is in the wrongful possession of an unknown person or a person that cannot be found or is not amenable to service of process."

漏 Copyright 2005 by The American Law Institute and the National Conference of Commissioners on Uniform State Laws
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