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How long the check from insurance company will be cleared out to the Bank?


I just got a check (big amount) from the insurance company, I would like to know if I deposit this check to the bank so how long can I cash the money out?. I knew that I need to wait until the check is cleared. How long ? So I can plan to take care my expenses.

Your bank should be able to tell you! Usually it's a couple business days for an in state check, and five for an out of state check.
It depends on your bank's policy.
Figure minimum of 10-15 business days - and they don't count Saturday, Sunday, or any holiday as business days. And, no the bank won't make any exception - insurance companies are famous for stop-payments or other problems with the checks, so the banks hold it until it clears.
The bank I bank with holds all but $100 for 10 business days. If you get a phone number for the insurance company's bank, and talk to the manager, they will/can call after 3 business days and see if the check cleared the outgoing account. Then they will release it early. Talk to the manager, not the checker.
OMG Ask your bank!!
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