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| *Loan,banking and credit>>>bank checks |
Will a bank cash a check for you if you owe them money? |
I only have an account with one bank, I pay everything on time, so that isn't my problem, however just like anyone else sooner or later down the road you run into some financial difficulties, and i was forced to borrow money from the bank. - it was about $800 that I owe them. However, I have a check that I need to cash for other things, I need it right now, the bank I can pay by the end of the month without a problem, but could they refuse to cash it? If it is a check drawn on someone else's account, go to their bank to cash it. If you are not behind on what you owe the bank, then they will cash it for you. If you are delinquent on what you owe them, they may not, but I don't see how they can legallly not cash it. Any loans you have with them should be completely separate from your checking/savings accounts and without your permission to draw from your checking to pay on the loan, then they should not be linked just due to the fact they are at the same institution. If they could simply take your money to cover the loan, they could pull it directly from your account, and they can not do this. no. they have to cash it You better go to the check cashing store because they are going to take what you owe them. You are better off going to a check cashing place instead of the bank . They might. If its a payrole check I have heard that wal-mart and albertsons will cash them. If it is a personal check I think you can use any back as long as you have two forms of photo id's a bank can always refuse to cash a check. every check they cash is a potential fraudulent transaction. What bank is the check written on? If there is a bank in your area that is the bank the check is written on, then go there. If not, go to your bank and I would say that if you are not overdrawn in your account, they will probably cash it for you. But do they HAVE to cash it? NO! as long as you took out a loan, and it's not that your account is overdrawn, and you're not 30 days late on your payment, they should cash it, no problem. other wise, say you bank w/ bank of america ... if the check is drawn on a wells fargo check, then you can go cash it there for free. |
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