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Business bank loan..they want me to be guarantor...?

...I just applied for a Lloyds business bank loan (拢10,000) for my Ltd co. It all looks promising (I have good credit history etc) but they want me to act as personal guarantor. I have refused because I don't want a personal loan. Has anyone had similar problem? Did you get the loan anyway?

This is standard bank procedure either personal guarentee or as a second charge on property. These days they expect you to stand up to the loan as they are risking their money. If you do accept the offer please remember if the business has problems repaying interest is added.

Yes this is becoming standard practise, it guarantees the lender that they can personally hold you responsible for the Loan and not just the company, especially if you are just starting out and haven't developed a Business track record or record of Trading.
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