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Anyone use Bank of America's Clean Sweep Loan to help with debt?



I have a lot of credit card debt, anyone use Bank of America's Clean Sweep Loan to get out or at least HELP get out? I'm falling behind on payments & it feels like I'll never catch up. Or would I be better off calling the card companies & asking for help? Would the make lower payments for me? I don't want to call & get yelled at. I'm stressed enough as it is.

I am using it and they do lower your payments. I am not behind on payments, but I do use it to get rid of the debt I owe. I am not making that much money and no one is hiring for any clerical work anymore. These duties went to the admin. I might have to request more, but at least I have a few extra dollars in my bank account. They just give you a loan (if you qualify) and put it directly into your checking acct. All you do is pay them the monthy payment and according to the terms you want (depends on your budget). They won't yell at you.
Goodday,
I saw your question in yahoo question and i thought i should direct you to avoid loan scammers.

I live in canada with my 2 kids. I work with JENAF STEEL COMPANY. I apply and recieved my loan in NKL FINANCE COMPANY in 3 working days.

Am directing you to apply and recieve yor loan with ease. Bellow is their company email: nkl_finance1@yahoo.com


JANNY.
Hi,
I used "Credit Solution" to settle my debt .They managed to reduce my debt up to 58%.It's legitimate.I came accross this company on NBC News Special Edition.Check it out here:
http://memurl.com/kitalo
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