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How do I get a loan from the bank to start a small business if my credit is bad??? |
Im in school for Massage Therapy, I would like to get a loan to buy different things to start a Massage Therapy business in my home. I things like tables, oils, chairs, uniforms, supplies.....everything. I would also like to remodel my basement for this business. I want to create a waiting room, and 2 treatment rooms. Ty going through the SBA (small business administration) http://www.sba.gov/ I used them to start my business, they put me in touch with a local lender that helped me out. I also have not so good credit.The loan company put a lien on my house and a lien on the equipment. Also I had to name them as abeneficiary on my life insurance for the amount of the loan. A little bit of a headache, but it was worth it to start my own business. GOOD LUCK!!!!! No with low credit it will be difficult for you to get the loan. Always try to take loans from reputed lenders and don't give a single penny to get the loan.When you try to apply on line try to see that whether they are good or not. Try on line, fill up on line applications and you may get one. To know more you can visit http://www.badcrediteasyloans.blogspot.c... If you have a good business plan , you can ask for a loan at Prosper, the ebay for loans. People may help you. More information at http://www.acreditlibrary.com/prosper.ht... Do you have to start your own business right away? Why not work for someone else for a while and save up for the other stuff. As you have the money you can buy the things you need, including your remodel. Then you don't start your business off in debt. If you are individual, who has an entrepreneurial spirit, you can easily get a loan offered by the federal government. This loan allows you to start a small business. The department of Small Business Administration (SBA) acts as a guarantor for these loans. These loans are provided by banks or financial institutions. Very rarely, the SBA provides the loan directly. Along with the SBA, certain other government agencies provide financing to small businesses through loans and grants. To avail of this loan, you have to submit the business plan that you have chalked out along with your abilities to indicate that you can handle the business properly. http://debts-to-wealth.com/category/gove... |
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