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| *Loan,banking and credit>>>bank loan |
What king of loan do I need and what bank? |
I want to get a loan so that I could pay my outstanding balances on my credit cards to single loan with lower interest rate.ty! Instead of getting a loan with a bank, get a 0% interest on balance transfers card. pay them off that way. That's what I did with my high interest cards. Best thing I could have done to get rid of that debt. The offer is usually good for a year. They will charge a 3% fee per transfer (still cheaper than a bank loan). I have my card through my bank, Washington Mutual. Check with your bank to see what they have to offer. I asked a bank about this a few years back. They reccomended that I transfer to a low or 0% interest card but rip it up so you can't charge anything else on it. All banks charge a interest on loans. Most bank websites will have information about types of loans and current interest rates. Shop around. the interest rate is not the problem. the problem is you. you don't know how to manage money and unless you put your cards in a can of gasoline and light them up. You will be back in debt before the CONsolidation loans is paid. that's the facts from the Banker's association. smartest way to fix this problem is two (2) extra jobs. pay smallest bill off first, next smallest next etc. while paying minimums on rest. you got in the hole one step at a time. visit daveramsey.com to learn what the bankers will not teach you and you haven't learned . Before becoming a slave to debt. it's a 21st century thing. Attention Zero interest cards have "universal default clauses" - if at any time for any reason the card decide to, they CAN and Will raise your interest rates up to 30% legally along with raising fees costs. ZERO% are rip OFFs! you have no legal recourse it is in the contract. ex credit junkie/slaver worldwide banks offering low interest loans.it's helpful to you. http://www.freewebs.com/***********... |
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