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| *Loan,banking and credit>>>bank loan |
If i went to my registered bank could i get a decision on a loan there and then? |
As i am never home due to work related things and more then likely would miss any phone calls verifying there decision. I agree with Andnelgill. Natwest offer quick simple services. You will not be rejected if you can honestly afford the repayments. If you are worried about bad credit history, do a reference on yourself! The company behind all credit histories, (and the guys you have to go to if someone has given you a bad rating) is 'Expirian'. They have a website and for a few quid you can find out your own credit history. Honest affordability and good credit: a bank would be daft not to lend. Phil Source(s): My Job requires me to credit check individuals all the time, and help guide them in sorting problems out. Depends on the bank, the amount, the state of your account and how they generally feel about you. I got instant approval with HSBC for a 5 grand loan on a car, it was put into my account in less than 2 hours so it can be done. Usually you apply online and you have to wait a week or so to hear back from them. they usualy write to you with the decision. You know Friend, we can not borrow ourselves out of debt With most major banks, you should be able to discuss basic loan approvals over the phone, and get an approval "in principle". I did this over the phone with my bank regarding a mortgage discussion and it was easy. Check out your bank's website, but you can probably just give them a ring to find out if you qualify for their loan programs. normally you would have to make an appointment with your bank, and then they tell you after they have had details from you. You could get a mobile, then you wouldn't miss any calls |
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