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Where can you get a loan when you have bad credit and no bank accounts? |
Where can you get a loan when you have bad credit and no bank accounts? Honestly? No established loan agency will give you a loan. I used to work in a bank, and you are missing all of the basic criteria for a loan. You need to clean up your credit, get a bank account, and be accountable. What is the loan for? There are debt consolidation organizations if you have a lot of credit card debt. They will negotiate reduced APR so that you don't have to pay that much monthly and get you on the road to solid credit within a few years. http://search.yahoo.com/search?ei=utf-8&... If you have a retirement account, you can take a loan out against it for 50% of its value. It has a one time fee, and their is interest but the interest is being paid back into your retirement account. There are also organizations that offer free financial advice. I once was in your shoes. It is a horrible place to be, and I feel for you. But I got myself out of there. I created a budget, that I lived by sacrificing entertainment and convenience for about a year and suddenly I was debt free after 10 years of living under the burden. The constant stress takes a toll on you. It is worth getting out from under it. Loan shark Maybe from your Mom or Dad. i believe you can contact these people to ask how to use a money order that way you don't need an account http://andycaine.approval4u.hop.clickban... This is a real problem. I went through ID theft myself, and this has been very difficult to deal with. I understand what you are going through. try talking to Payless Car Sales, they are helpful. If I can be of any help, please contact me, you are not alone. Take the money you would have paid on the loan and save it for a few months. Buy a beater car just for transportation. Continue to save that car payment and, before you know it, you'll be able to buy a nicer car free and clear (with cash and your trade-in). Cars are a bad way to use credit because they depreciate. Use loans to buy things that appreciate (in value), like real estate. Likely nowhere. If you were a lender would you lend your company's money to someone in your situation? You need to fix the problem. If your credit issues are really a result of identity theft you have no doubt reported this to the police. An full explanation of this on your credit bureau report would make a big difference to lenders. |
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