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Why is a bank making me waitg 10 days for my Refund Anticipation Loan? |
Why is a bank making me waitg 10 days for my Refund Anticipation Loan? Refund Anticipation Loans are a lot like Pay Day loans - a rip off. But the bottom line is, they are still loans... Ironically, you could have gotten your refund via direct deposit directly from the IRS within 2-3 weeks without giving a big fee to H&R Block or whoever you're getting ripped off by. Source(s): I used to work at one of these places back when it was still legal to call them "Instant Refund". because they will verify amount so they will not get stiffed its probably a large amount or an amount that is bigger than what you have in your account to cover it if it should bounce. Bank's have to place a 10 day hold to make sure the check is good. that is their rule and because they can..........lol i hate to wait on my money too.... |
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