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| *Loan,banking and credit>>>bank loan |
I need a loan of 3000 dollars is this easy to get from bank? |
I need a loan of 3000 dollars is this easy to get from bank? Depends on your credit history and your assets and the reason. lign="right" > Sign in to vote! Banks only lend money if there is a near-certainty they will get it back. So you must have "collateral" - property that can be sold to cover the debt should you default - or "good credit" - a history of paying back loans promptly and completely. For young people and/or people with no collateral, co-signers are required - someone who will assume the debt if the borrower defaults. That's the name of that tune. lign="right" > Sign in to vote! If you own a home or car worth over $3000 and put it up for collateral I'm pretty sure they will reguardless of your credit lign="right" > Sign in to vote! For $3000, you don't need a car or a home to put up as collateral. All you need is some kind of credit history that isn't poor (and a job). If you have no history, go to the bank you will likely be asking for the loan and apply for a credit card; get it and put a couple of purchases on it. Computers are stupid, once you've had the card for a week the bank computers think you have a good credit history because you've never been late for a payment. And if you think this is bull, it worked at the ScotiaBank in Brampton. Cheers & good luck |
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