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| *Loan,banking and credit>>>bank loan |
Can anyone here tell me if it is legal for my bank to close my checking account and write a loan out of my nam |
can anyone tell me if it is legal for my bank to close my checking account and write a loan out of my name, without my permission while I am going thru a divorce? This does not sound legal. Don't depend on answers here. Ask your divorce lawyer to check into this ASAP. If the loan was for an asset, your soon to be ex may be trying to get more than a fair share. Then again, maybe there is a reason your ex is being this way... looking at your other questions... http://answers.yahoo.com/question/?qid=2... if it was a joint checking account, either person on the account has the authority to close it out and withdraw all the money. what do you mean by "write a loan out of your name"? If your wife was on the account the the banks not at fault. Most likely if they did it already. Did you read all the fine print when you opened your account? Heck no it's not legal and I would confront them about it right away! Unless... did the judge order something to this effect? If so, you should have received paperwork on it that you would have to have signed. Anyway, look into it. I'm pretty sure it depends on if you live in a community property state. Here in Wisconsin my husband who I was divorcing had access to my bank accounts. Was it your husband? Did you 2 have a joint account? If your still unsure, contact a lawyer. No, I dont think so. The only way ANYONE can touch your bank account (if it is a single name account) is through a court order. If it is a joint account with someone else, they can take money out or deposit it until either the court orders a freeze on the assets or the other person depletes the funds. The bank cannot force you to take a loan of any kind. You have to agree by signiture that you are responsible for the loan, and since I assume you havent they are not legal doing so. |
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