*Loan,banking and credit>>>bank loan

Does the bank know where u work and how much money u make when u apply for a loan,do they have proof?

i ask this because i dont have a job but my friend has a buisness and will fill out the paper work if needed.if they fax him for proof of employment.i filled out a online application and when i talk to the people on the phone are they gonna know the info i filled out isnt true.i cant get a pay stub but i can probably dummy up a w2 form.

The lender will require copies of your pay stubs. Short of that, they will want to see copies of your bank statements showing your cash flow (withdrawals and deposits).

"Dummying" up a W-2 is considered fraud, which would be a felony.

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What you are suggesting is a crime for both you and your friend. If you are applying for a Federal backed loan, then it's a Federal felony.

DUMB.
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Sounds to me like you are willing to commit fraud to get a loan. You better rethink what you are doing. You could wind up in more trouble than you want.
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We had to supply proof of employment, last year's tax forms and our last paystub for each of us. And this was at a credit union I'd been a member of for 30 years and had paid off multiple loans to over the years.

Sounds like you're thinking about fraud if you have your friend lie for you. Not a good idea. Go ahead, dummy up some W2s and really get the federal government on your case. Perhaps they'll send you to prison and the loan will be a moot point.