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I just recieved a chapter 13 bank rupcy judgement. How long do I need to wait till I apply for that loan?



I just recieved a chapter 13 bank rupcy judgement. How long do I need to wait till I apply for that loan?

You can probably try today. But only subprime lender will deal with you and the terms would be expensive.

It would be better to wait a year or two until your credit score os over 650. Source(s): http://www.credit-yourself.com/bankruptc...
Sorry but after a bankrupcy you will need 2 yrs:( Foreclosure is only a year.
I work for a major lender on the east coast
Feel free to ask me questions--- babalooie21204@yahoo.com
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