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| *Loan,banking and credit>>>bank of american |
Requesting an increase in a bank of america credit card?? |
Hi! i've had the card for two years already and they havent increase it yet! i have good credit! just bought another car this week, and i need my card to have ofr than $500 available, would it be a problem if i request for an increase on my c.c?? thanks for your answers !!! I've gotten many credit line increases this way: 1. Call them up 2. Ask what you can do to get a credit line increase 3. Request that they increase without doing a "hard pull" (credit inquiry, will lower your score a little) 4. If you have paid on time for 2 years, they would be crazy not to approve your limit increase. Tell them exactly how much you are looking for in the increase. *** If needed: tell them you want to cancel the card unless you get the credit line increase. Risky, but its worked for me before**** It doesn't hurt to ask! They won't always automatically increase your card, there may be other factors that they are looking at that you don't know about. If you use online banking, there is a link after you log in that will allow you to ask for an increase online. It takes about 5 minutes to fill out the information. I got an answer and an increase back right away. Good luck! I would say it could not hurt you to ask for them up increase the limit what is the worse they can do tell you no?! lol If you have been paying off your credit card and have good credit, you won't have a problem getting an increase. Just call them up and ask. You might also want to ask them if there are other cards available that have a higher than $500 credit limit since yours "might" be a starter card. Fastest way to get your credit limit increased is to pay the card off in full every month. They increase your limit automatically every year or so. If you have been paying the bill in full, they will usually raise it automatically. Otherwise, call them and ask for an increase. Amiguis, i want you... sorry for my inglish, jajajaja Kiss!!! muuuuaaa ara |
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