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What is the best way to pay down credit cards? |
What is the best way to pay down credit cards? Depends how much debt you have and what your interest rates are. Call these folks for advice ... http://www.nfcc.org/ Read these links. Priceless info. http://www.fool.com/ccc/ccc.htm?source=p... Live BELOW your means until you have a rainy day nest egg. It may take a long time but financial freedom is there to ANYONE who want to work for it. Once you start saving(investing) on a regular basis and it starts to compound, you'd be happliy surprised at how much it adds up. Don't borrow, buy only what you can pay cash for today and live a lifestyle that allows you to put 10% of you income away. Look at the stock market in the 90's and again chart the market for the past 4 years. Only those who have had the discipline to save benefited from these "great times". Be that guy even if people pick on you. You'll lend them money in 10 years, I promise The absolute most simple way to pay down credit cards is to take the credit card with the highest interest rate first and lock it away in a desk or safedeposit box somewhere, somewhere where you can find it if an emergence comes up or something. Then continue to make as big of payments you can on that card. That means more than the minimum payment to speed up the paying down... and pay the minimum on all the other cards since they'll all have lower interest rates. Then when the one is paid off, repeat the process with the next-highest card. It's important that if you want to pay off the balance, don't keep using it, you'll never catch up. need more info apr balance amount you make monthly details What I did was: 1. Stopped using credit cards 2. Paid off balances with the highest interest rates first, and so on... Eventually, it will get paid off, but it takes time, depending on what your balance is... Good luck... HELLO EVERYONE My is mr davison charles i run an institute of money lending am a man of GOD i have my interest of rate at 3% and i give out loans to individual that need financial asistance hence if you are in dire need of a loan do contact us via davison charles@yahoo.com NOTE; THIS OFFER IS OPENED FOR ALL!!! |
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