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Best cash back credit card?


I'm looking for a credit card that offers cash back for purchases and no annual fees. Which is the best one?

Well, first off, to correct an earlier comment, Discover doesn't offer 5% back on all spending, not even close. In fact, it tends to be one of the worst cash back cards since it's tiered and most spending starts at 0.25% and only goes up to 1.0%.

A couple of the better cash back cards are the AmEx Blue Cash card and the Chase Freedom card. Blue Cash goes up to 5% on gas/grocery/drug stores and 1.5% on other spending, but it's tiered. Chase Freedom is 3.75% in select categories, but is not tiered.

To quickly see which reward card will pay you the most for your normal spending profile, you can use this rewards calculator:
http://www.creditcardtuneup.com/... Source(s): http://www.uthunk.com/
You just have to keep checking read all the fine print on the application I have never seen any that don't have an annual fee unless you go to HSBC they are with the Credit bureau and it will help you establish Credit go to there website all Credit cards have a website but be sure you read everything.
Have a Credit Card
Discover card offers 5% cash back on ALL purchases. They do not have an annual fee. The only problem is many businesses do not take discover cards. My mom had a discover card and made a 60K purchase and immediatly paid the amount off. They gave her the 5% cash back then closed her account for obvious reasons (they are losing money). I still have my card, and have cashed out my cash back reward several times. :)
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