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Getting a credit card. What are the best deals around?



Hi. I need to get a credit card with a limit of about 拢1000. What would you go for at the minute? I've checked these comparison sites and they're frankly very confusing. UK only please. Thanks in advance.

Hi Grant,

Some of the responses have merit and obviously, if you can wait then you should and pay with cash. I do not know your circumstances though.

Given this, credit cards can be a very effective way of building up your credit score and can provide a host of benefits when used to purchase items (extended warranties etc). Not to mention the added security that you get from purchasing online and use overseas.

If you are looking for a credit card to move debts on to then you need a card that has 0% interest.Check the small print with regards to transfers from your card in the future as if you plan to keep moving the debt then some providers may charge you.

If you intend to pay the balance in full each month then you are fortunate enough to be in a position where you can match the various benefits to your needs. I love the fact that i get extended warranties on all electrical items purchased with my RBS card. Others may look for cash back - American Express offer this amongst others.
The only advise I can give you about a credit card is DON'T ..... They are more trouble than they are worth.
Start with your own bank, mine gave me the best deal.Lloydstsb.
The best deal is hard cash. It has an interest rate of 0%AER and is accepted at all outlets. If you save it you can even earn money, with no fear of having to make repayments, and bailiffs will never call and take you HDTV.
go to amazon.co.uk and choose something when it come to the checkout page it will bring there credit card offer ....
which you can do on-line and earn 拢15 credit to spend at there(amazon product that they sell) on line store that's !!!
and comes with interest free option can be done on line and within 2 minutes accepted and they post the paper work for you to sign then when you return it they forward your c/card..
you have 拢15 to spend immediately...
Don't! just paid mine of with a loan from the same bank.I'm 拢50 a month better of now, and it will be paid off quicker!
the best thing to do with a credit card is cut it into two. There's nothing wrong with paying things by cash, and if you haven't got enough then it's best to go with out. At least you won't have interest added on, and in no time at all, you find yourself with a balance you aren't able to pay back and bad credit against your name.
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