*Loan,banking and credit>>>best credit card

Are you learning with me it just be best to use cash for everything and not your banks or credit cards?

I hope others out their are getting some hands on training with these questions in the past few days.

cash is king. you spend more with credit cards. stay away from them. If you use them sooner or later your gonna get bit. The credit card companies make all the rules. They can change the rules in the middle of the game.

you dont need credit in todays world. What makes today so different from yesterday?

Only if you are irresponsible
Why is that best? If you're trying to build good credit, it is the worst thing you can do. But, if you are irresponsible and can't manage your credit cards, then I guess it would be best for you. As for bank cards - that's the same as cash. Although, I guess if you can't balance your checking account and manage your money...then cash would be the alternative. I never ever have cash...you don't need it.
If you have the money to pay for the things your buying, why not just use your credit cards and pay them off in full every month?

This builds your credit, it's interest free, you don't have to carry around lots of cash and you have a paper trail, you earn cash back and other perks.

The only reason to use cash only is if you can not manage money.
Finance Manager for over 7-years.
No .. its not.

RESPONSIBLE people can build credit by using credit cards and loans. Everyone will need a mortgage someday. And most people even need car loans or leases. Sure, I guess not everyone NEEDS a credit card, but they are the best way to build credit so you can get that good interest rate down the road.
I do not agree.I used to think the same.What I do is use a credit card all the time,get cash back bonus points,but then I pay off the whole amount when the statement is due.That way I have never paid interest.I just prefer not to carry cash on me.It is very easy to get deep into debt if I didn't do that.We just have to be wise about credit cards.