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| *Loan,banking and credit>>>best credit card |
Which credit card is best for me? |
I'm a college student and I have never had a credit card. I want to apply to one but Im not sure which one would sute me best. I have known that some credit cards will charge just for having their credit card. I wouldnt want one of those. Do you know of any credit card that gives students a good deal? citi offers some of the best cards. with no credit you might have a hard time getting a regular credit card. you might have to start off with a store card and build some credit from there. The deal is whether or not YOU can pay it off each month. Don't revolve debt if you can help it, you will pay a lot of interest. Visa is well accepted almost everywhere. You can get a relatively low interest rate if you look for a card without any other perks like air miles, rebates, etc. Be careful and enjoy. The only decent credit card is one that's cut in half. Don't do it!!!! It'll take you years and years to pay off. I would suggest getting one through your bank. They offer pretty good rates and are not reward cards/American Express, where you pay an annual fee. Compare credit card offers with the percentage interest on them - that's how much you'll pay if you can't pay it in full and/or you're late with payment. Having credit cards is great ... using them is not. Check the website below that will help you decide what card is best for you as a student. There is a tab for credit cards. http://www.bankrate.com You can probably get a credit card thru your bank. You might have to keep a minimum balance. Check it out. It couldn't hurt. At least a bank is more trust worthy than some of the scams out there in the world. |
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