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Applying for a credit card...What type of business is a library considered? |
I work at a small city library as the only employee (the director) and I have been given permission to apply for a credit card. I found a small business credit card that was agreed on, but when I went to apply, I was confused about which type of business to classify us as. The options are: Business Individuals C-Corporation Corporate Trust General Partnership Individual Trust Limited Liability Limited Partnership Professional Corporation Proprietorship S-Corporation It doesn't seem to me that we are any of these. Maybe a library doesn't count as a business? Help please! Which one would you consider a library? It would most likely fall under C-Corporation, as it is part of the city government, and cities are incorporated. I'd choose Business Individuals just to play it safe, and if they had queries about it, i'd say I ticked that one because I was unsure what category a library came under. Whatever you do, do not use your social security number to get a card for the library. You will be personally liable for any charges that the library fails to pay. If they want you to have a card, let the city give you one. Stay out of it. |
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